You're reading the February 2026 edition of LANDE's Platform Performance Report, which we publish monthly to highlight our progress in loan issuance and debt collection and provide insight into other platform or team developments.
The total amount of financing provided to farmers through the LANDE platform across our four markets in February 2026 was €2,566,602 across 82 projects (avg. project value €31,300).
After hitting the €50 million financing milestone last month, this time we can report another achievement: there are now 10,000+ investors on our platform!
The breakdown of financing by country is as follows:
The share of loans issued in February that were backed by either land/property or machinery in each market was the following: Romania 100%; Lithuania 100%; Latvia 85%, Poland 100%.
149 new investors registered on the LANDE Platform in February.
LANDE investors earned a total of €168,850 in interest in February, with the all-time total having now reached €4.43 million.
Bonus opportunities
New investors get 3% cashback on all investments they make on the Primary Market in the first 30 days on the platform using this link.
Additionally, all investors will get a 1% referral bonus for recommending our platform to a friend using the unique referral link on their dashboards (bonus applies to the investments made by the referred user in the first 30 days).
Loan repayment statistics
At the end of February there were 1,951 projects funded through the LANDE platform, of which 1,074 had been repaid in full while 877 were active, with their repayment status detailed below (+comparison with previous month):
Loans with collateral consisting of livestock and harvest hold the highest shares of 90+ day delays, which is why we have been moving away from these collateral categories and focusing more on securing projects backed by land and/or machinery.
Repaid principal totalled €1,470,674 in February, while the all-time total has reached €27.3 million.
More real-time portfolio data can be found on our statistics page.
Debt collection stages
Below is a breakdown of debt collection stages for delayed loans. Most of the 90+ loans are already in the enforcement phase with bailiffs engaged in recovering the value of the collateral.
Details about debt collection stages can be found here.
Market highlights
Latvia
A positive court judgment regarding enforcement against all assets of the co-borrower and the borrower by a court: 230119-339009.
An agreement has been concluded at notary regarding a payment schedule; in the event of non-compliance, enforcement will be directed against all assets of the borrower and the co-borrower by a certified bailiff – 231205-214353; 230512-683250; 230330-797264.
An auction has been announced by a certified bailiff for the real estate (collateral) – 231115-525233.
A certified bailiff has re-announced an auction for the real estate (collateral) – 12480934.
An enforcement document has been submitted to a certified bailiff for execution against the assets of the borrower and the co-borrower – 12478231.
Applications have been submitted to a certified bailiff, in accordance with enforcement documents, regarding auctions of the mortgaged lands (collateral) – 12405529; 12471185.
Projects closed in February (refinanced) – 12583313; 231103-257003; 231221-223042; 12584138; 12588481; 231227-336893; 12519093.
Lithuania
In February, a new record was once again reached in the Lithuanian market—this time in terms of the number of clients. A total of 24 clients were signed, which is the highest number of clients in a single month in the Lithuanian market to date. The increase in clients is linked to delays in subsidy payments, creating a need for quick financing solutions, primarily for the new season or to cover various invoices. Other positions in the Lithuanian market remain stable.
Romania
February brought increased commercial activity and focused preparation for the spring season, alongside steady progress in sales, recoveries, and operational processes.
Client engagement continued to grow, with discussions centered on financing needs for spring operations. Liquidity remained tight for grain clients, though interest in working‑capital solutions improved as field preparations approached. The pipeline strengthened as refinancing cases from January advanced and new requests related to inputs, fuel, and spring field work appeared. Several deals moved toward approval, setting a solid base for conversions in early March.
Another major focus was preparing the spring marketing campaign, with fresh digital ads, new video testimonials, and the relaunch of the farmer referral program, to increase visibility and support faster conversions during the peak season.
Recovery efforts stayed consistent, with December agreements progressing and restructuring options explored for clients with temporary liquidity gaps. We also continued workflow refinements and team coordination efforts to enable faster loan analysis and clearer data‑collection procedures.
For the upcoming period, key priorities include converting the February pipeline, acquiring healthy volume of leads, staying close to clients ahead of intensive field activity, maintaining strong recovery performance, and continuing to optimize processes for stable growth.
Poland
February closed on a very positive note, with 8 signed projects reaching a total value of over EUR 530,000. In March, we have already added 6 new projects worth EUR 234,000, which shows that we are maintaining a good pace and steady flow of new opportunities.
We are also continuing to grow our partner network, while staying close to the partners we have already onboarded. This is paying off: brokers appreciate the quality of our work and are increasingly bringing us new cases to process.
Overall, we see a healthy pipeline building up, supported both by our direct activities and partner relationships. Going forward, we want to stay focused on what works: strong relationships and consistent quality.